Finances

At Primadent Smile, we strive to make your dental treatments as affordable as possible. We know life comes with many expenses and keeping up with everything can be difficult. We offer many finance options to help meet your financial needs. 

Financial Policies

All our offices accept cash, personal check, and all major credit cards (Visa, MasterCard, Discover, American Express, and debit cards). 

We do accept an assignment of benefits from your insurance carrier. For your convenience, we will file the claim to your insurance company. Our finance office will go over your total treatment plan and your total cost before we perform any services. If you are responsible for a co-payment, payment must be collected during your visit.

Insurances We Accept

  • Asbestos Workers – International Association of Heat and Frost Insulators and Allied Workers
  • Aetna – HMO, PPO, Direct Access
  • AmeriHealth
  • Ameritas
  • Assurant
  • BeneCare
  • Bollinger
  • BlueCross BlueShield – PPO, HMO, Federal Plans 105/106 and 111/112, Companion Plan, Centurion Plan
  • Careington 500
  • Cigna – PPO, DHMO
  • Connection Dental
  • Dearborn National
  • Delta Dental – PPO, Premiere, Advantage, Preferred, USA, Retiree
  • Dentegra
  • Dentemax
  • Empire BCBS
  • Guardian
  • Healthplex
  • Heavy and General Laborers Local 472 and 171
  • Horizon NJ Health
  • Humana
  • I.E. Shaffer
  • Lincoln Financial
  • Mail Handlers
  • MetLife – PPO, HMO
  • Molina
  • NJ Carpenters
  • Pacific Life
  • Philadelphia Carpenters
  • Principal
  • Sun Life Financial
  • Teamsters Health and Welfare
  • UniCare
  • UnitedHealthcare – Concordia, Healthcare, Community Plan

CareCredit

CareCredit is available to all patients who are approved. CareCredit offers no down payment, no interest (with on-time payments), monthly payments, and no prepayment penalties. CareCredit is a great option for extensive or lengthy treatment. Our finance office can help you get started in the process of applying for this program. 

Wells Fargo

All of our locations offer interest-free financing through Wells Fargo Bank, a 3rd party payer. Patients must apply for approval. Benefits of this program include no down payment, no interest (with on-time payments), monthly payments, and no prepayment penalties. This is another great option for patients who need to be treated but cannot afford the entire payment at the time of treatment. 

Primadent Dental Plan

We also offer an in-house membership plan for patients with no insurance or in need of better coverage. This plan can help you afford your dental care and keep up on the dental needs of you and your entire family.